Privacy Policy

At PayOffYourHomeDebt.com, accessible from https://www.PayOffYourHomeDebt.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by PayOffYourHomeDebt.com and how we use it.


If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.


This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in PayOffYourHomeDebt.com. This policy is not applicable to any information collected offline or via channels other than this website.


Consent


By using our website, you hereby consent to our Privacy Policy and agree to its terms.


Information we collect


The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.


If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.


When you register for an Account, we may ask for your contact information, including items such as name, company name, address, email address, and telephone number.


How we use your information


We use the information we collect in various ways, including to:


Provide, operate, and maintain our website


Improve, personalize, and expand our website


Understand and analyze how you use our website


Develop new products, services, features, and functionality


Communicate with you, for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes


Send you emails


Find and prevent fraud


Log Files


PayOffYourHomeDebt.com follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information. Our Privacy Policy was created with the help of the Privacy Policy Generator and the Online Privacy Policy Generator.


Cancellations and Opt-out of SMS Services

You can cancel the SMS service at any time. Simply reply to any message with "STOP". Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to [email protected] for assistance.

Carriers are not liable for delayed or undelivered messages.

As always, message and data rates may apply for messages sent to you from us and to us from you. For questions about your text plan or data plan, contact your wireless provider.

In an effort to protect our customer's data and personal information, we ensure that no mobile information will ever be shared or sold to any third parties/affiliates for marketing or promotional purposes. Information sharing to support services, such as customer service is permitted. All other use case categories excluding text messaging originator opt-in data and consent; this information will not be shared with any third parties.


Advertising Partners Privacy Policies


You may consult this list to find the Privacy Policy for each of the advertising partners of PayOffYourHomeDebt.com.


Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on PayOffYourHomeDebt.com, which are sent directly to users' browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.


Note that PayOffYourHomeDebt.com has no access to or control over these cookies that are used by third-party advertisers.


Third Party Privacy Policies


PayOffYourHomeDebt.com's Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.


You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers' respective websites.


CCPA Privacy Rights (Do Not Sell My Personal Information)


Under the CCPA, among other rights, California consumers have the right to:


Request that a business that collects a consumer's personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.


Request that a business delete any personal data about the consumer that a business has collected.


Request that a business that sells a consumer's personal data, not sell the consumer's personal data.


If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.


GDPR Data Protection Rights


We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:


The right to access – You have the right to request copies of your personal data. We may charge you a small fee for this service.


The right to rectification – You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.


The right to erasure – You have the right to request that we erase your personal data, under certain conditions.


The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.


The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.


The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.


If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.


Children's Information


Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.


PayOffYourHomeDebt.com does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

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*All time and interest savings examples, wealth building examples and rates of return on this site are strictly hypothetical. Individual time and interest savings amounts and wealth building possibilities are subject to individual qualification. Individual qualification required. No financial advice or recommendations have been made as a part of this site.

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